The Homeowner Ideology

Economic (F)Utility of Real Property Rights in Four African Cities

Subjects: African Studies, Political Science, Political Economy, Economics, Development, Public Policy and Governance
Open Access : 9780472904938, 252 pages, 28 images, 35 tables, 6 x 9, March 2025
Paperback : 9780472057320, 252 pages, 28 images, 35 tables, 6 x 9, March 2025
Hardcover : 9780472077328, 252 pages, 28 images, 35 tables, 6 x 9, March 2025
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Confronts neoclassical economic conventions on homeownership in sub-Saharan African cities

Table of contents

List of Figures
List of Tables
Preface
Acknowledgments
Chapter 1. Poverty, Slum Conditions, and Homeownership
Chapter 2. Conceptualizing and Theorizing the Homeowner Ideology
Chapter 3. Pervasiveness of the Homeowner Ideology in Three of Four Sub-Saharan African Cities
Chapter 4. Kibera, Khayelitsha, Matero, and Zango
Chapter 5. The Homeowner Ideology and Freehold through Mortgages in Nairobi
Chapter 6. The Homeowner Ideology and Freehold through Subsidized Housing in Cape Town
Chapter 7. The Homeowner Ideology and Privatization of Council Housing in Lusaka
Chapter 8. The Antitheses of the Homeowner Ideology through Usufruct Rights to Social Housing in Luanda
Chapter 9. Conclusion: Persistence of the Homeowner Ideology in Africa
Appendix A: Understanding of Property Rights and Tenure Security
Appendix B: Summary of Claims about the Effects of Freehold and Lessons from the Developing World
Appendix C: Variable Descriptions for Chapter 8
Appendix D: Comparison of Paraiso and Zango 1 Households on Key Variables
References
Index

Description

While homeownership has clear benefits among the impoverished, The Homeowner Ideology shows that the utility of real property rights as an economic resource are severely limited in sub-Saharan African cities. Although global poverty has declined since 1990, it remains widespread in Subsahara, the region with the highest proportion of the global population living in slums. Mainstream thinking in development studies is dominated by market fundamentalist neoclassical economics and the premise that ownership reduces poverty. Singumbe Muyeba contends that this neoliberal premise is flawed and unsupported by data within the African context. Muyeba argues that property rights function as structured idle capital on the formal market in African cities and the persistence of homeownership as the intervention of choice is explained by the influence of neoliberal ideology, intergenerational transfer of homeownership culture within the family, and the state’s deliberate and active support for homeownership tenure.

Singumbe Muyeba is Assistant Professor of African Studies at the Josef Korbel School of International Studies, University of Denver.

“This book provides a thorough, well-researched, clear, and compelling argument. This particular approach is novel both in its intentional mobilization of quantitative evidence and in its focus on the ‘homeowner ideology.’ In contrast to much of the current popular development scholarship that aims to imagine how we ‘formalize the informal,’ Muyeba speaks from the data and embraces alternative perspectives that highlight the importance of usufruct rights and point to an alternative framework for thinking about the persistent challenges of urban poverty and housing. The scholarship reflects the best sort of combination of quantitative and qualitative methods.”

- Jennifer Hart, Virginia Tech University

“Singumbe Muyeba’s pioneering study of four African cities brilliantly demonstrates the social benefits of homeownership, especially for women, whilst demolishing the claim that homeownership is an economic springboard. This is essential reading for anyone interested in Africa’s rapid urbanization and the interplay between social preferences, public policy and the ‘homeownership ideology.’”

- Jeremy Seekings, University of Cape Town